Banking Law and Practice

Regulatory Framework and Compliances
A. Provisions of RBI Act 1935, Banking Regulation Act 1949,
Prevention of Money Laundering Act, 2002
B. Government and RBI's Powers
Opening of New Banks and Branch Licensing
Constitution of Board of Directors and their Rights
Banks Share Holders and their Rights
CRR and SLR Concepts
Cash-Currency Management
Winding up - Amalgamation and Mergers
Powers to Control Advances - Selective Credit Control – Monetary
and Credit Policy
Audit and Inspection
Supervision and Control - Board for Financial Supervision – its
Scope and Role
Disclosure of Accounts and Balance Sheets
Submission of Returns to RBI
Corporate Governance

Legal Aspects of Banking Operations
Case Laws on Responsibility of Paying and Collecting Banker
Indemnities or Guarantees - Scope and Application
Obligations of a Banker
Precautions and Rights
Laws relating to Bill Finance, LC and Deferred Payments
Laws Relating to Securities - Valuation of Securities - Modes of
Charging Securities Lien, Pledge, Mortgage, Hypothecation etc. -
Registration of Firms/Companies - Creation of Charge and
Satisfaction of Charge

Banking Related Laws
Law of Limitation - Provisions of Bankers Book Evidence Act -
Special Features of Recovery of Debts Due to Banks and Financial
Institutions Act, 1993
TDS
Banking Cash Transaction Tax
Service Tax
Asset Reconstruction Companies
The Securitization and Reconstruction of Financial Assets and
Enforcement of Security Interest Act, 2002
The Consumer Protection Act, 1986
Banking Ombudsman
Lok Adalats
Lender's Liability Act

Financial Analysis of Banks
Introduction; Role of financial analysis in financial management;
Techniques of Financial Analysis; DuPont Model of Financial
Analysis; Special issues in Financial Analysis of Banking Industry
Financial System Contemporary and Emerging
Issues: An Overview
Introduction; Role of Financial System; Capital Flow Through
Intermediary Financial Institutions; Direct Capital Flow; Primary
Market Products; Primary Market Issue Facilitators; Secondary
Market; Economic Importance of Financial Markets.

International Banking Management
International Banking : An Overview
Legal & Regulatory Framework
International Banking Operations Management
Risk Management in International Banking
Special Issues: Technology and International Banking;
Globalisation and International Banking; Financial Innovations in
International Banking
Electronic Banking and IT in Banks
IT in Banking : An Introduction
IT Applications in Banking- Computer-Based InformationSystems
for Banking; Electronic Banking; Electronic FundManagement
Enabling Technologies of Modern Banking- Electronic Commerce
and Banking; Supply Chain Management; Customer Relationship
Management; Integrated Communication Networks for Banks
Security and Control Systems - Cybercrimes and fraud
Management Planning and Implementation of Information
Systems