Detailed knowledge of banking
Course Outcomes (COs):
Course |
Learning outcome (at course level) |
Learning and teaching strategies |
Assessment Strategies |
|
Paper Code |
Paper Title |
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AAF 514 |
Banking law and Practice
|
CO 177: Familiarize students with the regulations of Banking business. CO 178: Understand the basic framework under which a banker has to carry out his duties. CO 179: Understand laws related to NPA management, customer grievance handling and so on. CO 180: Understand various techniques of financial statement analysis such as ratios, break even analysis that can be utilized in decision making while investment. CO 181: Acquire knowledge regarding international banking operations and international payment system. |
Approach in teaching: Interactive Lectures, Discussion, Tutorials, Practical cases Demonstration, Power point presentation.
Learning activities for the students: Self learning assignments, Effective questions, Seminar presentation, Case Study Analysis, |
C A test, Class test, Semester end examinations, Quiz, Assignments, Presentation, Individual and group projects, Case Study |
Regulatory Framework and Compliances
A. Provisions of RBI Act 1935, Banking Regulation Act 1949,
Prevention of Money Laundering Act, 2002
B. Government and RBI's Powers, Opening of New Banks and Branch Licensing, Constitution of Board of Directors and their Rights, Banks Share Holders and their Rights, CRR and SLR Concepts, Cash-Currency Management, Winding up - Amalgamation and Mergers, Powers to Control Advances - Selective Credit Control – Monetary and Credit Policy, Audit and Inspection, Supervision and Control - Board for Financial Supervision – its Scope and Role, Disclosure of Accounts and Balance Sheets, Submission of Returns to RBI, Corporate Governance
Legal Aspects of Banking Operations, Case Laws on Responsibility of Paying and Collecting Banker, Indemnities or Guarantees - Scope and Application Obligations of a Banker, Precautions and Rights Laws relating to Bill Finance, LC and Deferred Payments, Laws Relating to Securities - Valuation of Securities - Modes of Charging Securities Lien, Pledge, Mortgage, Hypothecation etc. - Registration of Firms/Companies - Creation of Charge and Satisfaction of Charge
Banking Related Laws
Law of Limitation - Provisions of Bankers Book Evidence Act -
Special Features of Recovery of Debts Due to Banks and Financial Institutions Act, 1993, TDS, Banking Cash Transaction Tax, Service Tax, Asset Reconstruction Companies, The Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002
The Consumer Protection Act, 1986, Banking Ombudsman, Lok Adalats, Lender's Liability Act
Financial Analysis of Banks
Introduction; Role of financial analysis in financial management;
Techniques of Financial Analysis; DuPont Model of Financial Analysis; Special issues in Financial Analysis of Banking Industry, Financial System Contemporary and Emerging Issues: An Overview, Introduction; Role of Financial System; Capital Flow Through Intermediary Financial Institutions; Direct Capital Flow; Primary Market Products; Primary Market Issue Facilitators; Secondary Market; Economic Importance of Financial Markets.
International Banking Management, International Banking : An Overview Legal & Regulatory Framework International Banking Operations Management, Risk Management in International Banking, Special Issues: Technology and International Banking; Globalisation and International Banking; Financial Innovations in International Banking, Electronic Banking and IT in Banks
IT in Banking : An Introduction, IT Applications in Banking- Computer-Based Information Systems for Banking; Electronic Banking; Electronic Fund Management, Enabling Technologies of Modern Banking- Electronic Commerce and Banking; Supply Chain Management; Customer Relationship Management; Integrated Communication Networks for Banks Security and Control Systems - Cybercrimes and fraud Management Planning and Implementation of Information Systems