Banking Law and Practice

Regulatory Framework and Compliances

A. Provisions of RBI Act 1935, Banking Regulation Act 1949,

Prevention of Money Laundering Act, 2002

B. Government and RBI's Powers, Opening of New Banks and Branch Licensing, Constitution of Board of Directors and their Rights, Banks Share Holders and their Rights, CRR and SLR Concepts, Cash-Currency Management, Winding up - Amalgamation and Mergers, Powers to Control Advances - Selective Credit Control – Monetary and Credit Policy, Audit and Inspection, Supervision and Control - Board for Financial Supervision – its Scope and Role, Disclosure of Accounts and Balance Sheets, Submission of Returns to RBI, Corporate Governance

Legal Aspects of Banking Operations, Case Laws on Responsibility of Paying and Collecting Banker, Indemnities or Guarantees - Scope and Application Obligations of a Banker, Precautions and Rights Laws relating to Bill Finance, LC and Deferred Payments, Laws Relating to Securities - Valuation of Securities - Modes of Charging Securities Lien, Pledge, Mortgage, Hypothecation etc. - Registration  of  Firms/Companies - Creation  of  Charge  and Satisfaction of Charge

Banking Related Laws

Law of Limitation - Provisions of Bankers Book Evidence Act -

Special Features of Recovery of Debts Due to Banks and Financial Institutions Act, 1993, TDS, Banking Cash Transaction Tax, Service Tax, Asset Reconstruction Companies, The Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002          

The Consumer Protection Act, 1986, Banking Ombudsman, Lok Adalats, Lender's Liability Act       

Financial Analysis of Banks

Introduction; Role of financial analysis in financial management;

Techniques of Financial Analysis; DuPont Model of Financial Analysis; Special issues in Financial Analysis of Banking Industry, Financial System Contemporary and Emerging Issues: An Overview, Introduction; Role of Financial System; Capital Flow Through Intermediary Financial Institutions; Direct Capital Flow; Primary Market Products; Primary Market Issue Facilitators; Secondary Market; Economic Importance of Financial Markets.

International Banking Management, International Banking : An Overview Legal & Regulatory Framework International Banking Operations Management, Risk Management in International Banking, Special Issues:   Technology   and   International   Banking; Globalisation and International Banking; Financial Innovations in International Banking, Electronic Banking and IT in Banks

IT in Banking : An Introduction, IT Applications in Banking- Computer-Based Information Systems for Banking; Electronic Banking; Electronic Fund Management, Enabling Technologies of Modern Banking- Electronic Commerce and Banking; Supply Chain Management; Customer Relationship Management; Integrated Communication Networks for Banks Security  and  Control  Systems  -  Cybercrimes  and  fraud Management  Planning  and  Implementation  of  Information Systems