Banking: Law and Practice

• Law, Practice and Policies governing the employment of the funds in the hands of the banker with special reference to the lending banker
• State Policy on Loans and Advances - Priority sector advances and socio-economic policies - Financial inclusion - Self- Employment Schemes - Women Entrepreneurs - Small Scale Industries - Agricultural Finance, Export Finance, etc. - Micro Finance - How the banker profitably uses the fund - Call loans and loans repayable at short notice - Loans and advances - Overdrafts - Legal control over bank's deployment of funds

• The legal issues involved in and the practice governing the different kinds of securities for banker's advances and loans
• Guarantees, pledge, lien, mortgage, charge - subject matters of collateral security
• Corporate Securities
• Documents of title to goods
• Land and Buildings
• Book debts
• Life Policies
• Factoring; Bill Discounting; Bank Guarantees; Letters of Credit; Commercial Papers

• Introduction; Role of financial analysis in financial management; Techniques of Financial Analysis; DuPont Model of Financial Analysis; Special issues in Financial Analysis of Banking Industry
• Financial System Contemporary and Emerging Issues: An Overview Introduction; Role of Financial System; Capital Flow-Through Intermediary Financial Institutions; Direct Capital Flow; Primary Market Products; Primary Market Issue Facilitators; Secondary Market; Economic Importance of Financial Markets.

• International Banking: An Overview
• Legal & Regulatory Framework
• International Banking Operations Management
• Risk Management in International Banking
• Special Issues: Technology and International Banking;
Globalisation and International Banking; Financial Innovations in
International Banking
Electronic Banking and IT in Banks
• IT in Banking: An Introduction
• IT Applications in Banking- Computer-Based Information
Systems for Banking; Electronic Banking; Electronic Fund Management
• Enabling Technologies of Modern Banking- Electronic Commerce and Banking; Supply Chain Management; Customer Relationship Management; Integrated Communication Networks for Banks
• Security and Control Systems - Cybercrimes and fraud Management
• Planning and Implementation of Information Systems

• Risk Management: An Overview
• Credit Risk Management
• Liquidity and Market Risk Management
• Operational Risk Management
• Special Issues- Risk Management Organization; Reporting of
Banking Risk; Risk Adjusted Performance Evaluation
• Basel III
Ethics and Corporate Governance in Banks
• Ethics and Business
• Corporate Governance
• Corporate Social Responsibility
• Governance in Financial Sector